Terms of Service
Last updated: 23 July 2026
1. About these Terms
These Terms of Service ("Terms") govern your access to and use of the website, client portal and financial services provided by 287 Capital Pty Ltd (ACN pending, AFSL No. 700300) ("287 Capital", "we", "us" or "our"). By opening an account or using our services you agree to be bound by these Terms, our Privacy Policy, Risk Disclosure Statement and any product-specific agreements we provide to you.
2. Eligibility
Our services are available to Australian and New Zealand residents who are at least 18 years of age and have completed our identity verification and suitability checks. We do not open accounts for US persons or for residents of jurisdictions where the offer of our services would be unlawful. We may refuse or terminate any account at our sole discretion.
3. Account Opening and Verification
You must provide complete, accurate and current information during onboarding, including identification documents required under Australian anti-money laundering and counter-terrorism financing laws. You are responsible for maintaining the confidentiality of your credentials, enabling multi-factor authentication and promptly notifying us of any unauthorised access.
4. Nature of Services
287 Capital arranges and executes orders in US, Australian, New Zealand and selected global equities, and provides access to primary market offerings including IPOs. We act as a general financial services provider under our AFSL. Unless expressly agreed in writing, we do not provide personal financial product advice. Any information, research or commentary is general in nature and does not consider your objectives, financial situation or needs.
5. Orders, Execution and Settlement
Orders are subject to acceptance by 287 Capital and to market rules, cut-off times and clearing and settlement procedures of the relevant venues and custodians. Prices, allocations and executions are not guaranteed. IPO allocations are discretionary and may be scaled back or declined without notice.
6. Fees and Costs
Applicable brokerage, custody, FX conversion, wire transfer and third-party pass-through fees are disclosed in your account documentation and on our website and may be updated from time to time. You authorise us to deduct fees from your cash balance.
7. Client Money and Custody
Client cash and securities are held on trust with regulated banks and custodians in accordance with the Corporations Act 2001 (Cth) and applicable client money rules. 287 Capital does not rehypothecate client assets.
8. Prohibited Conduct
You must not use our services to engage in market manipulation, insider trading, money laundering, tax evasion, fraud, or any breach of Australian or foreign law. We are required to report suspicious activity to AUSTRAC and other regulators.
9. Intellectual Property
All content on this website and the client portal, including trademarks, logos, market data and software, is owned by 287 Capital or its licensors and is protected by law. You may not copy, redistribute or reverse-engineer any part of the platform.
10. Limitation of Liability
To the maximum extent permitted by law, 287 Capital is not liable for indirect, consequential or incidental losses, or losses arising from market movements, third-party outages, force majeure events, or your failure to secure your account. Nothing in these Terms excludes consumer guarantees that cannot lawfully be excluded.
11. Termination
Either party may close your account on reasonable notice. We may suspend or terminate access immediately where required by law or where we reasonably suspect misuse. Termination does not affect accrued rights or obligations.
12. Governing Law
These Terms are governed by the laws of Victoria, Australia. You submit to the exclusive jurisdiction of the courts of Victoria.
13. Contact
287 Capital Pty Ltd · Melbourne, Victoria, Australia · admin@287capital.com.au · +61 3 9021 6869.